The good news and the complication
Serbia welcomes Americans — you can enter visa-free and stay up to 90 days within any 180-day period. The complication isn't entry; it's tax: the US taxes its citizens on worldwide income regardless of where they live, which changes the calculation compared to most other nationalities.
Your visa situation
US citizens can enter Serbia visa-free and stay up to 90 days within any 180-day period, counted from your first entry — the same general allowance as EU, Canadian, and Australian citizens. (Visa-free length is set by agreement and can change, so confirm the current figure for your passport.)
The 90 days run across a rolling 180-day window, so leaving and re-entering does not reset a fresh 90-day clock. If you want to stay continuously beyond 90 days, you'll need residence (see below).
To stay longer than 90 days, you need temporary residence — now granted for up to 3 years at a time (renewable) since Serbia's 2024 reform. If your basis is work or freelancing, residence and the right to work are combined into a single permit (jedinstvena dozvola), applied for online via Serbia's official Foreigners Portal. Many Americans use self-employment as their basis: you register as a paušalac (a low flat-rate tax status — see below) and apply on that ground. Marko handles this for many American expats.
The tax situation — important
The US is one of only two countries in the world that taxes its citizens on worldwide income, regardless of where they live. This means:
- You still owe US taxes even if you live full-time in Serbia and pay Serbian taxes
- There is no tax treaty between Serbia and the US to prevent double taxation
- You must continue filing US tax returns every year while living abroad
What about Serbian taxes?
If you register as a freelancer in Serbia (pausalac), you pay a fixed monthly amount to Serbia — typically €80–250/month covering income tax, health insurance, and pension. This is very low compared to US self-employment tax rates. A US expat tax specialist can help you understand how this interacts with your US filing obligations.
Banking for Americans
Americans face more friction opening accounts globally than most other nationalities due to FATCA (a US law that requires foreign banks to report American account holders to the IRS). Some Serbian banks are more willing to deal with this than others. Raiffeisen Bank is generally the most accommodating for Americans.
Wise works well for Americans and sidesteps the FATCA issue for day-to-day money management. Many American expats in Serbia use Wise as their primary financial tool.
The American community in Belgrade
There is a decent American expat community in Belgrade — enough that you will find fellow Americans in expat groups and meetups. The "Expats in Belgrade" Facebook group is the main gathering point. The US Embassy is located in Belgrade if you ever need consular services.
What Americans love about Serbia
- Cost of living is a fraction of most US cities — comfortable living for €1,000–1,300/month
- No language requirement to get by in Belgrade day-to-day
- The food and coffee culture — excellent restaurants, low prices
- Nightlife and social scene is vibrant and affordable
- Feeling safe — Belgrade has less street crime than most large US cities
- Proximity to the rest of Europe for weekend travel
Last updated: June 2026.
Official sources: US State Department — Serbia · Welcome to Serbia (official portal) · IRS — Foreign Earned Income Exclusion